At Adcock & Associates Real Estate & Auction, we want to assist you in every aspect of your home buying process, including the best options for home purchase funding.
Home purchases are the greatest financial investment that nearly every individual, couple or family will make in a lifetime. There are a lot of factors and considerations that go into securing a home loan. With so much at stake, it is important for home buyers to understand the process and lender expectations, and to work with an experienced and credible mortgage lending institution. The right decision can easily save home buyers several thousand dollars over the life of the loan.
We encourage you to take a few moments to learn more (or to remind yourself) about steps to take before you begin the loan qualifying process, information about materials you’ll need to have for your loan application, as well as information about our preferred lenders and other lending programs that may of value to you.
One final note – It is always a good idea to pre-qualify for a loan before you begin your home search process. This gives you a clear understanding of how much home you can afford in today’s marketplace, and it also eliminates a time-consuming step that must take place before you can purchase a home. Often times, a seller will take the offer from a buyer if they know they’ve already qualified for their mortgage. We encourage you to use this Pre-Qualify Tool when its time to get started on your home buying activities.